Financial advisors who actually understand nursing.
From bedside RN to independent CRNA, nursing spans a $70-$400K income range with real financial complexity at the advanced-practice end. Matched with advisors who work with nurses every day.
Nursing finances aren't one thing
A bedside RN at a non-profit hospital and an independent locum CRNA have almost nothing in common financially. One's focus is PSLF and 403(b) maxing; the other's is S-corp optimization, 1099 tax planning, and avoiding aggressive insurance pitches at a $260K income level. A generalist advisor who "works with healthcare professionals" often means "physicians" and the advice doesn't translate.
- CRNA school ROI. $150-250K of advanced-practice education debt for a potential doubling of income. The math works for most but not all — specialist advisor runs the actual numbers.
- PSLF for hospital-based nurses. Most non-profit hospitals qualify. 10 years of qualifying payments can forgive $100K+.
- Independent CRNA 1099 structuring. S-corp election, entity setup, retirement plan options (SEP, solo 401(k)). Big tax differences.
- Travel nurse multi-state tax. Housing stipends, state residency, tax-home rules. Common pitfalls that cost $10K+.
- Aggressive insurance sales targeting. CRNAs in particular get pitched whole life, annuities, and "tax-advantaged" plans that mostly benefit the salesperson.
Tools & guides
CRNA School ROI Calculator
Model the true ROI of CRNA school: debt + lost earning years vs. post-graduation income differential.
Financial Planning for Nurses: RNs, NPs, and CRNAs
Full-career guide covering all advanced-practice paths.
PSLF for Nurses: How It Works
Qualifying employers (most non-profit hospitals), qualifying repayment plans, common disqualifiers, and the paperwork cadence.
Disability Insurance for Nurses and CRNAs
Why group LTD leaves advanced-practice nurses exposed — own-occupation coverage, tax treatment, and what to look for in a policy.
Whole Life Insurance for Nurses: Why You Keep Getting Pitched
The pitch, what it hides, and the short list of situations where permanent insurance actually fits.
Independent CRNA vs Hospital W-2: The Financial Decision
Net income comparison with taxes, retirement space, malpractice, and benefits. When does going independent win?
Travel Nurse Tax Planning
Tax home rules, housing stipend protection, and multi-state filing — the five mistakes that cost travel RNs $10,000+.
Nurse Retirement Calculator
How much can you save? Model W-2 RN, W-2 CRNA, and 1099 CRNA contribution capacity and projected nest egg at retirement.
1099 vs W-2 CRNA Net Income Calculator
Compare real take-home after FICA, taxes, health insurance, and malpractice — with S-corp optimization modeled.
Financial Planning for Nurse Practitioners (NPs)
Loan strategy (PSLF vs. refinance), 403(b)+457(b) stacking, the independent practice decision, and disability coverage gaps — specific to FNPs, PMHNPs, and ACNPs.
Financial Planning for CRNAs
CRNA-specific guide: W-2 vs. 1099 structuring, retirement maximization (solo 401(k) up to $72K or 403(b)+457(b)), disability insurance for anesthesia, and how to avoid high-commission insurance pitches at $220K–$400K income.
Nurse Tax Deductions: What You Can (and Can't) Claim
W-2 nurses lost the ability to deduct work expenses permanently under OBBBA. 1099 nurses have extensive Schedule C deductions. Here's the full breakdown — including the SE tax deduction, self-employed health insurance, and solo 401(k) contribution strategy.
Opening an Independent NP Practice: The Financial Guide
Startup costs, PSLF loss, S-corp election, solo 401(k) capacity, malpractice insurance, and benefits replacement — the full financial picture for NPs leaving W-2 employment to open their own clinic.
New Grad Nurse Financial Plan: First-Year Checklist
The financial decisions every new RN faces at graduation: PSLF vs. refinance, benefits enrollment, 403(b) match capture, Roth IRA eligibility, and avoiding the whole-life pitch at orientation.
CRNA Early Retirement and Financial Independence
At $220K–$350K income with $49K–$80K/year in tax-advantaged savings capacity, financial independence before 55 is a math problem with a real answer. This guide runs the FI calculation, realistic timelines, and the risks that derail the plan.
How matching works
Get matched with a nursing-specialist advisor
Tell us your role and situation. We'll match you with a fee-only advisor who works with nurses and advanced-practice nurses. No fees, no obligation.
Nurse Advisor Match is a matching service. We connect you with vetted fee-only financial advisors in our network — we don't manage money or provide advice ourselves. Advisors in our network are fiduciaries who charge transparent fees (not product commissions), and we match you based on your specific situation.